Business Financing · Service 10
Prepare for a business-financing conversation, from trading history to the documents lenders may request.
Who this may suit · Businesses
Small and medium-sized businesses looking for financing.
Key considerations
General points to consider. Actual features and terms are set by each provider.
Business purpose
Working capital, expansion or equipment each shape the right structure.
Trading history
Lenders typically review how long the business has operated and its turnover.
Repayment capacity
Cash flow and existing obligations inform what a lender may consider.
How we may assist
- 1
Enquire
Share what you're looking for with business & sme loans. No documents are needed at this stage. - 2
Clarify
We explain the typical information involved and answer your questions. - 3
Support
Where an authorised arrangement exists, we assist with the application to the provider. - 4
Decision
The provider alone decides on approval, pricing and terms.
Preparation
- Trade licence and MOA
- Twelve months of company bank statements
- Audited or management accounts
- Owner identification
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.
Questions
Some lenders require them. This is set by the provider.
Options for very new businesses are limited and depend on the provider.
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Important to know
Business lending decisions, limits and pricing are made solely by the lender. All financing and account applications are subject to the relevant provider's policies and approval.
Related
An enquiry is not a credit approval, quote, contractual commitment or bank application.
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