Business Financing

Explore SME lending, term finance, merchant-linked finance and supplier finance with clear guidance on what lenders may review.

Example journey

  1. 1

    Share your needs

    Tell us which business financing service interests you and what you'd like help with.
  2. 2

    Review documents

    We outline the information providers commonly request, before anything is submitted.
  3. 3

    Talk it through

    A representative explains options and next steps, and assists with an application where authorised.
  4. 4

    Provider decides

    The financial institution assesses your application and confirms any terms independently.
All financing and account applications are subject to the relevant provider's policies and approval.

Preparation

  • Trade licence and memorandum of association
  • Company bank statements
  • Financial statements or management accounts
  • Owner and signatory identification
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.

Questions

Requirements vary by lender. Many look for an established trading record.

A term loan is a structure: a set amount repaid over a fixed period. Many SME loans take this form.

No. This is financing. Payment acceptance is a separate service.

It can include it. The exact structure depends on the provider.

Some lenders require them. This is set by the provider.

Tell us what you're looking for, and we'll help clarify the available next steps.
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